International money transfers to and from Australia
Most people moving to Australia have to move money before they move themselves — a deposit for a rental, a visa-application charge, tuition, or simply their savings. What it costs and how long it takes depends far more on your specific corridor than on Australia's own rules, which are relatively light. This hub gathers Migratio's money-transfer guides: a complete how-it-works overview, country-by-country guides for sending money into Australia, guides for paying Australian visa fees when your local card keeps getting declined, outbound guides for sending money home, and neutral side-by-side provider comparisons.
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Related Migratio resources
- International money transfer in Australia: how it works, costs, timing
- Sending money overseas from Australia: the complete guide
- Transferring money to Australia: the complete guide
- How to find the cheapest way to send money overseas (the delivered-amount method)
- International transfer and wire fees explained
- How exchange rates work for international transfers
- How long international transfers take
- International money transfer services compared (2026)
- Transfer money to Australia: methods and costs
- Commonwealth Bank international transfer
- ANZ international transfer
- Westpac international transfer
- NAB international transfer
- HSBC Australia international transfer
- Bendigo Bank international transfer
- St George, Bank of Melbourne and BankSA international transfer
- Suncorp international transfer
- ING international transfer
- Bankwest international transfer
- Citibank Australia customers: transfers now run through NAB
- Bank international transfer limits and how to raise them
- What a telegraphic transfer is (and why banks disagree)
- International wire transfers and SWIFT explained
- Wise vs Australian banks
- Receiving money from overseas in Australia: tax and fees
- Ways to receive money from overseas
- Receiving into CommBank
- Receiving into Westpac
- Receiving into ANZ
- Receiving into NAB
- PayID, BSB and SWIFT for inbound transfers
- Purpose-of-transfer codes explained
- Why less arrived than was sent: intermediary bank fees
- How fast domestic bank transfers are (Osko and PayID)
- From India (LRS, TCS)
- From China (SAFE USD 50k quota)
- From the United Kingdom
- From the United States
- From Canada
- From New Zealand
- From the Philippines
- From Hong Kong
- From South Africa (SARB allowances)
- From Ireland
- From Vietnam
- From Nepal
- From Sri Lanka
- From Pakistan
- From Indonesia
- From Bangladesh
- From Malaysia
- From Singapore
- From Japan
- From South Korea
- From Thailand
- From Brazil
- From the UAE
- From Fiji
- From Colombia
- From France
- From Greece
- From Turkey
- From Poland
- From Taiwan
- To India (incl. remittance)
- To the USA
- To the United Kingdom
- To New Zealand
- To Canada
- To China
- Sending CNY to China: what you need to know
- To the Philippines
- To Vietnam
- To Nepal
- Can you send money from Nepal with Wise?
- To Sri Lanka
- To Pakistan
- To Bangladesh
- To Thailand
- To Malaysia
- To Singapore
- To Ireland
- To Japan
- To South Africa
- To Fiji
- To Turkey
- To Taiwan
- To Chile
- To Brazil
- To Nigeria
- To Myanmar
- Paying a visa fee from India
- Paying a visa fee from China
- Paying a visa fee from the UK
- Paying a visa fee from the Philippines
- Paying a visa fee from South Africa
- Paying a visa fee from the US
- Paying a visa fee from Nigeria
- Visa payment deadlines vs home-country transfer quotas
- Wise Australia: fees and limits
- Wise fees and exchange rate explained
- Wise multi-currency account and card in Australia
- Is Wise safe? Licences and safeguarding
- How to contact Wise support
- OFX Australia: fees and limits
- Remitly Australia
- WorldRemit Australia
- XE Australia
- Revolut Australia
- Instarem Australia
- Western Union Australia
- MoneyGram Australia
- Ria Money Transfer Australia
- Xoom (PayPal) Australia
- OrbitRemit Australia
- PayPal international transfers
- Wise vs OFX
- Wise vs Western Union
- Wise vs Remitly
- Wise vs Xe
- Why is my Wise transfer taking so long?
- Wise account restricted
- Wise ID verification documents
- Remitly transfer on hold
- WorldRemit transfer delayed
- XE transfer under review
- Western Union transfer on hold
- Tracking a Western Union transfer (MTCN)
- Western Union ID verification in Australia
- Revolut payment pending
- PayPal account limited
- Why OFX calls before your first transfer
- Why was my transfer cancelled?
- On hold for source-of-funds checks
- Guaranteed rate vs the rate you actually get
- Sent money to the wrong account
- Recipient bank rejected the transfer
- How to track an international transfer
- The safest way to send money internationally
- Migration money scams
- Romance scam warning signs
- Transferring large sums overseas: what changes
- Large amounts into Australia
- Forward contracts, limit orders and spot explained
- The rules for sending money overseas from Australia
- The AUSTRAC $10,000 rule (and why it isn't about transfers)
- Carrying cash: the AUD 10,000 declaration
- Bringing money to Australia: tax implications
- UK to Australia: tax implications
- USA to Australia: tax implications
- India to Australia: tax implications
- Australia to UK: tax implications
- Receiving in India: NRE, NRO and inward remittance
- International money orders in Australia (what exists instead)
- Holding foreign currency vs converting
- House sold before the visa is granted
- Locking a rate to a property settlement
- UK pension and house sale: sequencing
- South Africa: SDA, FIA and retirement funds
- Inheritance and gifts after moving
- A gifted deposit from overseas parents
- Receiving a divorce settlement from overseas
- KiwiSaver to Australian super
- Paying tuition from overseas
- Paying overseas school fees from Australia
- Funding a family member's visa costs
- Overseas salary while on a visa
- A large one-off payment to family
- Buying property overseas from Australia
- Paying an overseas mortgage
- Super when you leave Australia
- Retiring overseas on the Age Pension
- 482/485 ending: what happens to your money
- Finishing study: repatriating savings
- Leaving Australia: the financial checklist
- Currency exchange in Sydney
- Currency exchange in Melbourne
- Currency exchange in Brisbane
- Currency exchange in Perth
- Currency exchange in Adelaide
- Buying foreign currency in Australia
- Airport currency exchange: what it costs
- International payments for a small business